Categories

A Category is what a transaction is for — Groceries, Rent, Dining Out. Categories form a tree: broad parents like Food can hold narrower children like Groceries and Dining Out, so you can report at whichever level makes sense — the whole tree, or just one branch of it.

Every transaction can be assigned a category. That single assignment is what lets finzu answer “where’s my money going?” — it’s the same transaction data from your Ledger, just grouped by what it was for instead of listed in date order.

Why a tree, not a flat list

Spending doesn’t naturally sit at one level of detail. Some months you want to know “how much went to Food” overall; other times you want the split between Groceries and Dining Out specifically. A tree lets both questions use the same categories — you’re not forced to pick one granularity up front and lose the other.

Next: labels that cut across categories entirely.